Air Conditioner 0.75 Ton TAC09CHSA/XA41

 53,390.00 61,990.00 (-14%)

In stock

EMI Calculation in NPR ( Amount Not Include after (Decimal)
Variants Price 6 Month EMI 12 Month EMI 18 Month EMI
TCL 0.75 Air 53390 8898 4449 2966
Download Quotation For Air Conditioner 0.75 Ton TAC09CHSA/XA41
 Loan Application Form – Siddhartha Bank, Mega Bank, Global IME Bank, NMB Bank NSI
Check Complete EMI Process before applying at Bank  
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About EMI

An equated monthly installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. EMI Process is applicable only for Credit cardholders. Equated monthly installments are applied to both interest and principal each month so that over a specified number of years, the loan is paid off in full. Air Conditioner 0.75 Ton Full Specification in Below ( Please Scroll Down)

KEY TAKEAWAYS

  • An equated monthly installment (EMI) is a fixed payment made by a borrower to a lender on a specified date of each month.
  • EMIs are applied to both interest and principal each month so that over a specified time period, the loan is paid off in full.
  • EMIs can be calculated in two ways: the flat-rate method or the reducing-balance method.
  • The EMI reducing-balance method generally is more favorable for borrowers, as it results in lower interest payments overall.
  • EMIs allow borrowers the peace of mind of knowing exactly how much money they will need to pay each month toward their loan.
  • Air Conditioner 0.75 Ton Full Specification in Below ( Please Scroll Down)

How an Equated Monthly Installment (EMI) Works

EMIs differ from variable payment plans, in which the borrower can pay higher amounts at his or her discretion. In EMI plans borrowers are usually only allowed one fixed payment amount each month. The benefit of an EMI for borrowers is that they know precisely how much money they will need to pay toward their loan each month, which can make personal budgeting easier. The benefit to lenders (or investors the loan is sold to) is that they can count on a steady, predictable income stream from the loan interest.

What will be the Monthly installment and how to calculate it?

 Monthly EMI is calculated as per the approved finance amount –

For example, if the approved amount is Rs 30,000/-

Monthly EMI = Total approved amount / duration (in Month

For 6 Month -> Rs 30,000/- / 6 Month = Rs 5000/- per Month

For 12 Month -> Rs 30,000/- / 12 Month = Rs 2500/- per Month

For 18 Month -> Rs 30,000/- / 18 Month = Rs 1666.66/- per Month

Is EMI Good or Bad?

 EMI is neither inherently good nor bad—unless you consider borrowing and accruing debt bad, and paying for things in full the only “good” option.

In terms of borrowing options, EMI does have its good points, though. Because it divides the debt into the same fixed payments each month, it helps borrowers budget their finances and keep in mind their outstanding obligations. They know how much they have to pay, and how long it will take them to settle their debt in full.

Note :- Product will be ready to collect within 3 days after submission of the delivery order. ( Product Delivery Charge is Not include in Quotation , Delivery charge will be define as per distance and Product type)

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Check Complete EMI Process before applying at Bank 

Check Complete EMI Process before applying at Bank

Product details of TCL Air Conditioner 0.75 Ton Specification   

  • Auto Protection
  • Auto Restart
  • Ioniser
  • Timer Mode
  • Independent Dehumidification
  • High Efficient Internal Thread Copper Pipe
  • Quiet Operation
  • Anti-Cold Air
  • Strong Cooling & Heating
  • 10-hour Automatic Power Off
  • Anti-mildew
  • Filter Mesh
  • LED Display
  • Global Power Supply Design (Plug)
  • Warranty: 1 Year Comprehensive, Including 5 years on Compressor
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