Dell Inspiron 5493 i5 And i7 10th Gen Laptop

 97,999.00 112,999.00 (-13%)

In stock

EMI Calculation in NPR ( Amount Not Include after (Decimal)
Variants Price 6 Month EMI 12 Month EMI 18 Month EMI
5493 i5 10th Gen 8 GB+256 GB 97999 16333 8167 5444
5493 i7 10th Gen 8 GB+512 GB 122499 20417 10208 6806
Download Quotation For Dell Inspiron 5493 Series i5 10th Gen Ram 8 GB Storage 256 GB
Download Quotation For Dell Inspiron 5493 Series i7 10th Gen Ram 8 GB Storage 512 GB

Loan Application Form – Siddhartha Bank, Mega Bank, Global IME Bank, NMB Bank NSI

Check Complete EMI Process before applying at Bank 

Offer – Free Mouse & Laptop Bag or Free Delivery All Over Nepal ( Any One)

Warranty :- 1 Year Software & Technical Hardware Warranty for Laptop , 6 Month Battery & Charger Warranty ( Physicals Damage & Water Damage or any kind of other Damage will not covered in Warranty)
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Dell Inspiron 5493 i5 And i7 10th Gen Laptop Full Specification in Below (Please Scroll Down)

About EMI

An equated monthly installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. EMI Process is applicable only for Credit cardholders. Equated monthly installments are applied to both interest and principal each month so that over a specified number of years, the loan is paid off in full. Dell Inspiron 5493 i5 And i7 10th Gen Laptop Full Specification in Below ( Please Scroll Down)

KEY TAKEAWAYS

  • An equated monthly installment (EMI) is a fixed payment made by a borrower to a lender on a specified date of each month.
  • EMIs are applied to both interest and principal each month so that over a specified time period, the loan is paid off in full.
  • EMIs can be calculated in two ways: the flat-rate method or the reducing-balance method.
  • The EMI reducing-balance method generally is more favorable for borrowers, as it results in lower interest payments overall.
  • EMIs allow borrowers the peace of mind of knowing exactly how much money they will need to pay each month toward their loan.
  • Dell Inspiron 5493 i5 And i7 10th Gen Laptop Full Specification in Below ( Please Scroll Down)

How an Equated Monthly Installment (EMI) Works

EMIs differ from variable payment plans, in which the borrower can pay higher amounts at his or her discretion. In EMI plans borrowers are usually only allowed one fixed payment amount each month. The benefit of an EMI for borrowers is that they know precisely how much money they will need to pay toward their loan each month, which can make personal budgeting easier. The benefit to lenders (or investors the loan is sold to) is that they can count on a steady, predictable income stream from the loan interest.

What will be the Monthly installment and how to calculate it?

 Monthly EMI is calculated as per the approved finance amount –

For example, if the approved amount is Rs 30,000/-

Monthly EMI = Total approved amount / duration (in Month

For 6 Month -> Rs 30,000/- / 6 Month = Rs 5000/- per Month

For 12 Month -> Rs 30,000/- / 12 Month = Rs 2500/- per Month

For 18 Month -> Rs 30,000/- / 18 Month = Rs 1666.66/- per Month

Is EMI Good or Bad?

 EMI is neither inherently good nor bad—unless you consider borrowing and accruing debt bad, and paying for things in full the only “good” option.

In terms of borrowing options, EMI does have its good points, though. Because it divides the debt into the same fixed payments each month, it helps borrowers budget their finances and keep in mind their outstanding obligations. They know how much they have to pay, and how long it will take them to settle their debt in full.

Note :- Product will be ready to collect within 3 days after submission of the delivery order. ( Product Delivery Charge is Not include in Quotation , Delivery charge will be define as per distance and Product type)

For More information please visit:

https://eminepal.com/

https://www.atozonlinebazar.com/

Check Complete EMI Process before applying at Bank 

Dell Inspiron 5493 i5 And i7 10th Gen Laptop Full Specification in Below ( Please Scroll Down) :-

 

Brands Dell
Display 14 Inches
OS Free Dos
CPU Intel Core i5 or i7
CPU Model i5-1165G7  or  i7-1165G7  –  Processor
Gen 11TH GEN
Graphics Intel® Iris® Xe with 2 GB Nvdia MX 230 Graphics
Color Silver
Weight 1.7KG
Ram Memory 8GB RAM
Ram Memory Type DDR4
Storage Capacity 256GB SSD or 512GB SSD
Camera 720p at 30 fps HD camera, dual-array microphones
Audio Stereo speakers with Waves MaxxAudio® Pro ALC3204, 2 W x 2 = 4 W total
Battery 3-Cell Battery, 40WHr (Integrated)

 

Offer – Free Mouse & Laptop Bag or Free Delivery All Over Nepal ( Any One)

Warranty :- 1 Year Software & Technical Hardware Warranty for Laptop , 6 Month Battery & Charger Warranty ( Physicals Damage & Water Damage or any kind of other Damage will not covered in Warranty)
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