IPHONE 12 PRO MAX

 185,990.00 185,991.00 (-0%)

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EMI Calculation in NPR ( Amount Not Include after (Decimal)
Varients Price 6 Month EMI 12 Month EMI 18 Month EMI
128 179900 29983 14992 9994
256 196900 32817 16408 10939
512 235900 39317 19658 13106

 

Download Quotation For Iphone 12 pro max 128 GB
Download Quotation For Iphone 12 pro max 256 GB
Download Quotation For Iphone 12 pro max 512 GB

Loan Application Form – Siddhartha Bank, Mega Bank, Global IME Bank, NMB Bank NSI

Check Complete EMI Process before applying at Bank 
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iPhone 12 Pro Max Specification

For iPhone 12 Pro Max Specification (Please Scroll Down)

About EMI

An equated monthly installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. EMI Process is applicable only for Credit cardholders. Equated monthly installments are applied to both interest and principal each month so that over a specified number of years, the loan is paid off in full.

KEY TAKEAWAYS

  • An equated monthly installment (EMI) is a fixed payment made by a borrower to a lender on a specified date of each month.
  • EMIs are applied to both interest and principal each month so that over a specified time period, the loan is paid off in full.
  • EMIs can be calculated in two ways: the flat-rate method or the reducing-balance method.
  • The EMI reducing-balance method generally is more favorable for borrowers, as it results in lower interest payments overall.
  • EMIs allow borrowers the peace of mind of knowing exactly how much money they will need to pay each month toward their loan.
  • Samsung Galaxy M12 Specification in below (Please Scroll Down)

How an Equated Monthly Installment (EMI) Works

EMIs differ from variable payment plans, in which the borrower can pay higher amounts at his or her discretion. In EMI plans borrowers are usually only allowed one fixed payment amount each month. The benefit of an EMI for borrowers is that they know precisely how much money they will need to pay toward their loan each month, which can make personal budgeting easier. The benefit to lenders (or investors the loan is sold to) is that they can count on a steady, predictable income stream from the loan interest.

What will be the Monthly installment and how to calculate it?

 Monthly EMI is calculated as per the approved finance amount –

For example, if the approved amount is Rs 30,000/-

Monthly EMI = Total approved amount / duration (in Month

For 6 Month -> Rs 30,000/- / 6 Month = Rs 5000/- per Month

For 12 Month -> Rs 30,000/- / 12 Month = Rs 2500/- per Month

For 18 Month -> Rs 30,000/- / 18 Month = Rs 1666.66/- per Month

Is EMI Good or Bad?

 EMI is neither inherently good nor bad—unless you consider borrowing and accruing debt bad, and paying for things in full the only “good” option.

In terms of borrowing options, EMI does have its good points, though. Because it divides the debt into the same fixed payments each month, it helps borrowers budget their finances and keep in mind their outstanding obligations. They know how much they have to pay, and how long it will take them to settle their debt in full.

For More information please visit:

https://eminepal.com/

https://www.atozonlinebazar.com/

Check Complete EMI Process before applying at Bank  

iPhone 12 Pro Max Specification

Body: Textured matte glass back, Stainless steel frame, 228 grams
Dimensions: 6.33H x 3.07W x 0.29-inches
Display: 6.7-inch (2778 × 1284 pixels) OLED Super Retina XDR display, 458ppi, Ceramic Shield protection
Chipset: Six-core A14 Bionic 64-bit processor, 16-core Neural Engine
Storage: 128 / 256 / 512GB (non-expandable)
Operating System: iOS 14
SIM: Dual SIM (nano + eSIM)
Back Camera: Triple:
• Ultra-wide: 12MP f/2.4, 120° FOV, 5-elements lens, 13mm focal length
• Wide: 12MP f/1.6, 7-elements lens, 26mm focal length, 1.7μm pixels, Sensor-shift OIS
• Telephoto: 12MP 6-elements lens, OIS, f/2.2, 65mm focal length
• LiDAR scanner for AR workloads, night portraits, etc.
Front Camera: 12MP TrueDepth camera with f/2.2 aperture
Security: TrueDepth camera for FaceID facial recognition
Connectivity: 5G (sub-6GHz and mmWave), Gigabit LTE with 4×4 MIMO and LAA, 802.11ax Wi‑Fi 6 with 2×2 MIMO, Bluetooth 5.0, NFC, GPS with GLONASS, GLONASS, Galileo, QZSS, and Beidou, Ultra-Wideband chip
Other features: Water and dust-resistant (IP68), Stereo speakers
Color options: Graphite, Silver, Gold, Pacific Blue
Battery: 3687mAh; 20W fast charging, 7.5W Qi Wireless Charging; 15W MagSafe Wireless Charger (No charger included in the box)

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