Redmi Note 10S 6+64/128 GB

 27,999.00 28,999.00 (-3%)

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EMI Calculation in NPR ( Amount Not Include after (Decimal)
Variants Price 6 Month EMI 12 Month EMI 18 Month EMI
6-64 GB 25999 4333 2167 1444
6-128 GB 27999 4667 2333 1556
Download Quotation For Redmi Note 10S 6/64 GB
Download Quotation For Redmi Note 10S 6/128 GB

Loan Application Form – Siddhartha Bank, Mega Bank, Global IME Bank,

Check Complete EMI Process before applying at Bank  
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Redmi Note 10S 6+64/128 GB Specification in below (Please Scroll Down)

About EMI

Redmi Note 10S 6+64/128 GB Available in Installment -> An equated monthly installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. EMI Process is applicable only for Credit cardholders. Equated monthly installments are applied to both interest and principal each month so that over a specified number of years, the loan is paid off in full. Redmi Note 10S 6/128 GB Specification in below (Please Scroll Down)

KEY TAKEAWAYS

  • An equated monthly installment (EMI) is a fixed payment made by a borrower to a lender on a specified date of each month.
  • EMIs are applied to both interest and principal each month so that over a specified time period, the loan is paid off in full.
  • EMIs can be calculated in two ways: the flat-rate method or the reducing-balance method.
  • The EMI reducing-balance method generally is more favorable for borrowers, as it results in lower interest payments overall.
  • EMIs allow borrowers the peace of mind of knowing exactly how much money they will need to pay each month toward their loan.
  • Redmi Note 10S 6+64/128 GB Specification in below (Please Scroll Down)

How an Equated Monthly Installment (EMI) Works

EMIs differ from variable payment plans, in which the borrower can pay higher amounts at his or her discretion. In EMI plans borrowers are usually only allowed one fixed payment amount each month. The benefit of an EMI for borrowers is that they know precisely how much money they will need to pay toward their loan each month, which can make personal budgeting easier. The benefit to lenders (or investors the loan is sold to) is that they can count on a steady, predictable income stream from the loan interest.

What will be the Monthly installment and how to calculate it?

 Monthly EMI is calculated as per the approved finance amount –

For example, if the approved amount is Rs 30,000/-

Monthly EMI = Total approved amount / duration (in Month

For 6 Month -> Rs 30,000/- / 6 Month = Rs 5000/- per Month

For 12 Month -> Rs 30,000/- / 12 Month = Rs 2500/- per Month

For 18 Month -> Rs 30,000/- / 18 Month = Rs 1666.66/- per Month

Is EMI Good or Bad?

 EMI is neither inherently good nor bad—unless you consider borrowing and accruing debt bad, and paying for things in full the only “good” option.

In terms of borrowing options, EMI does have its good points, though. Because it divides the debt into the same fixed payments each month, it helps borrowers budget their finances and keep in mind their outstanding obligations. They know how much they have to pay, and how long it will take them to settle their debt in full.

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Redmi Note 10S 6+64/128 GB Specifications:

Check Complete EMI Process before applying at Bank   
  • Redmi Note 10S Specifications:
  • Body: 160.46 x 74.5 x 8.29 mm, 178.8 gm, IP53 dust/water resistant
  • Display: 6.43-inch AMOLED panel, 1100 nits (peak), 4,500,000:1 contrast, 60Hz refresh rate, SGS Low Blue Light certified
  • Resolution: FHD+ (2400 x 1080 pixels), 20:9 aspect ratio
  • Chipset: MediaTek Helio G95 (12nm)
  • Memory: 6 LPDDR4X RAM, 64/128GB UFS 2.2 storage (expandable)
  • Software & UI: MIUI 12.5 on top of Android 11
  • Rear Camera: Quad (64MP main, 8MP ultrawide, 2MP depth, 2MP macro)
  • Front Camera: 13MP f/2.45 lens (punch-hole)
  • Audio: 3.5mm headphone jack, Stereo speaker, Hi-Res audio
  • Security: Side-mounted fingerprint sensor
  • Connectivity: Dual-SIM (Nano), WiFi 802.11 a/b/g/n/ac, Bluetooth 5.0, GPS / Glonass / Beidou, USB Type-C, 4G LTE
  • Sensors: Ambient Light, Proximity, E-compass, Accelerometer, Gyro, IR Blaster
  • Battery: 5000mAh with 33W charging (33W charger inside the box)
  • Color options: Onyx Gray, Pebble White, Ocean Blue

Get more Details – Click Here 

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