Samsung Galaxy A22 6/128 GB

 27,999.00 28,000.00 (-0%)

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EMI Calculation in NPR ( Amount Not Include after (Decimal)
VarientsPrice6 Month EMI12 Month EMI18 Month EMI


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Loan Application Form – Siddhartha Bank, Mega Bank, Global IME Bank, NMB Bank NSI

Check Complete EMI Process before applying at Bank 
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Samsung Galaxy A22 Specification

For Samsung Galaxy A22 Specification (Please Scroll Down)

About EMI

An equated monthly installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. EMI Process is applicable only for Credit cardholders. Equated monthly installments are applied to both interest and principal each month so that over a specified number of years, the loan is paid off in full.


  • An equated monthly installment (EMI) is a fixed payment made by a borrower to a lender on a specified date of each month.
  • EMIs are applied to both interest and principal each month so that over a specified time period, the loan is paid off in full.
  • EMIs can be calculated in two ways: the flat-rate method or the reducing-balance method.
  • The EMI reducing-balance method generally is more favorable for borrowers, as it results in lower interest payments overall.
  • EMIs allow borrowers the peace of mind of knowing exactly how much money they will need to pay each month toward their loan.
  • Samsung Galaxy M12 Specification in below (Please Scroll Down)

How an Equated Monthly Installment (EMI) Works

EMIs differ from variable payment plans, in which the borrower can pay higher amounts at his or her discretion. In EMI plans borrowers are usually only allowed one fixed payment amount each month. The benefit of an EMI for borrowers is that they know precisely how much money they will need to pay toward their loan each month, which can make personal budgeting easier. The benefit to lenders (or investors the loan is sold to) is that they can count on a steady, predictable income stream from the loan interest.

What will be the Monthly installment and how to calculate it?

 Monthly EMI is calculated as per the approved finance amount –

For example, if the approved amount is Rs 30,000/-

Monthly EMI = Total approved amount / duration (in Month

For 6 Month -> Rs 30,000/- / 6 Month = Rs 5000/- per Month

For 12 Month -> Rs 30,000/- / 12 Month = Rs 2500/- per Month

For 18 Month -> Rs 30,000/- / 18 Month = Rs 1666.66/- per Month

Is EMI Good or Bad?

 EMI is neither inherently good nor bad—unless you consider borrowing and accruing debt bad, and paying for things in full the only “good” option.

In terms of borrowing options, EMI does have its good points, though. Because it divides the debt into the same fixed payments each month, it helps borrowers budget their finances and keep in mind their outstanding obligations. They know how much they have to pay, and how long it will take them to settle their debt in full.

For More information please visit:

Check Complete EMI Process before applying at Bank  

Samsung Galaxy A22  Specification

Body: 73.6 x 159.3 x 8.4mm, 186 gm
Display: 6.4-inches “Infinity-U” Super AMOLED, 90Hz Refresh Rate, 600 nits peak brightness (HDR)
Resolution: HD+ (1600 x 720 pixels), 20:9 aspect ratio, 274 PPI
Chipset: MediaTek Helio G80 4G (12nm Mobile Platform)
CPU: Octa-core (2×2.0 GHz Cortex-A75 & 6×1.8 GHz Cortex-A55)
GPU: Arm Mali-G52 MC2
Memory: 4/6GB LPDDR4X RAM, 64/128GB eMMC 5.1 storage (expandable)
Software & UI: Android 11 with Samsung’s One UI Core 3.1 on top
Rear Camera: Quad-camera;
– 48MP, f/1.8 primary sensor, PDAF, OIS
– 8MP, f/2.2 ultra-wide camera, 123º FOV
– 2MP, f/2.4 portrait lens
– 2MP, f/2.4 macro lens
Front Camera: 13MP f/2.2 sensor (notch)
Audio: Loudspeaker, 3.5mm headphone jack
Security: Side-mounted fingerprint sensor, Face unlock
Sensors: Accelerometer, Gyroscope, Geomagnetic, Virtual Light, Virtual Proximity
Connectivity: Dual-SIM (Nano), WiFi 802.11 a/b/g/n/ac (Dual-band), Bluetooth 5.0, GPS / AGPS / Glonass / Galileo / Beidou, USB Type-C, 4G LTE
Battery: 5000mAh with 15W fast charge (15W adapter inside the box)
Color options: Awesome Black, Violet (Mint, White not available in Nepal)

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