Samsung Galaxy A52 8/128 GB Storage

 41,999.00 42,000.00 (-0%)

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EMI Calculation in NPR ( Amount Not Include after (Decimal)
VarientsPrice6 Month EMI12 Month Emi18 Month EMI
8/128 GB41999700035002333


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Loan Application Form – Siddhartha Bank, Mega Bank, Global IME Bank,

Check Complete EMI Process before applying at Bank  
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Samsung Galaxy A52  Specification

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About EMI

An equated monthly installment (EMI) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. EMI Process is applicable only for Credit cardholders. Equated monthly installments are applied to both interest and principal each month so that over a specified number of years, the loan is paid off in full.


  • An equated monthly installment (EMI) is a fixed payment made by a borrower to a lender on a specified date of each month.
  • EMIs are applied to both interest and principal each month so that over a specified time period, the loan is paid off in full.
  • EMIs can be calculated in two ways: the flat-rate method or the reducing-balance method.
  • The EMI reducing-balance method generally is more favorable for borrowers, as it results in lower interest payments overall.
  • EMIs allow borrowers the peace of mind of knowing exactly how much money they will need to pay each month toward their loan.
  • Samsung Galaxy M12 Specification in below (Please Scroll Down)

How an Equated Monthly Installment (EMI) Works

EMIs differ from variable payment plans, in which the borrower can pay higher amounts at his or her discretion. In EMI plans borrowers are usually only allowed one fixed payment amount each month. The benefit of an EMI for borrowers is that they know precisely how much money they will need to pay toward their loan each month, which can make personal budgeting easier. The benefit to lenders (or investors the loan is sold to) is that they can count on a steady, predictable income stream from the loan interest.

What will be the Monthly installment and how to calculate it?

 Monthly EMI is calculated as per the approved finance amount –

For example, if the approved amount is Rs 30,000/-

Monthly EMI = Total approved amount / duration (in Month

For 6 Month -> Rs 30,000/- / 6 Month = Rs 5000/- per Month

For 12 Month -> Rs 30,000/- / 12 Month = Rs 2500/- per Month

For 18 Month -> Rs 30,000/- / 18 Month = Rs 1666.66/- per Month

Is EMI Good or Bad?

 EMI is neither inherently good nor bad—unless you consider borrowing and accruing debt bad, and paying for things in full the only “good” option.

In terms of borrowing options, EMI does have its good points, though. Because it divides the debt into the same fixed payments each month, it helps borrowers budget their finances and keep in mind their outstanding obligations. They know how much they have to pay, and how long it will take them to settle their debt in full.

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Samsung Galaxy A52  Specification

Samsung Galaxy A52 Specifications:
Body: 75.1 x 159.9 x 8.4mm, 189 gm, IP67 dust/water resistant
Display: 6.5-inches “Infinity-O” Super AMOLED panel, 90Hz refresh rate, 407 PPI
Resolution: Full-HD+ (2400 x 1080 pixels), 20:9 aspect ratio
Chipset: Qualcomm Snapdragon 720G (8nm)
CPU: Octa-core (2×2.3 GHz Kryo 465 Gold & 6×1.8 GHz Kryo 465 Silver)
GPU: Adreno 618
Memory: 8GB LPDDR4X RAM, 128 storage (expandable)
Software & UI: Android 11 with Samsung’s One UI 3.1 on top
Rear Camera: Quad-camera;
– 64MP f/1.8 primary lens, AF, OIS
– 12MP f/2.2 ultra-wide lens, 123º FOV
– 5MP f/2.4 macro sensor
– 5MP f/2.4 depth sensor
Front Camera: 32MP f/2.2 sensor (punch-hole cutout)
Audio: Stereo speakers with Dolby Atmos audio, 3.5mm headphone jack
Security: Optical in-display fingerprint scanner, Face unlock
Connectivity: Dual-SIM (Nano), WiFi 802.11 a/b/g/n/ac (Dual-band), Bluetooth 5.0, GPS / AGPS / Glonass / Galileo / Beidou, NFC, USB Type-C, 4G LTE
Battery: 4500mAh with 25W fast charging (15W adapter provided)
Color options: Awesome – Black, Blue, White, Violet (No white color in Nepal)


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